As you move from the accumulation phase to the income phase of your retirement planning, a much different element of planning needs to kick in. The main question that needs to be answered at this stage is whether you have enough money to retire. How will your investment risk level need to be adjusted to deal with preservation and volatility while at the same time allowing you to sleep comfortably every night?
The primary focus here is on your plan. When and at what economic scale do you want to retire? Do you want to travel, buy property or spend money on other major expenses? All of these things will need to be taken into account when putting your retirement plan together with your advisor.
Wiegers Financial & Benefits will provide you with expert advice and recommendations on all of the investment products available, including mutual funds*, segregated funds (with guaranteed withdrawal options), annuities, and many other products currently available in the marketplace.
* Offered through Manulife Securities Investment Services Inc.